The process of “re-vinning” entails altering the Vehicle Identification Number (VIN) of a stolen vehicle, replacing it with a different VIN to create a false appearance of legitimacy. The motivation behind such illicit activities often stems from the intention to export stolen vehicles overseas. However, not all stolen vehicles find their way abroad; some remain within Canada, sold to unsuspecting …
My Car Fell Through The Ice- Am I Covered?
If you have been paying attention to the news lately you have likely seen a report coming out of Ottawa about a car going through the ice. This has led to many of our clients and friends asking if they are covered when your vehicle falls through the ice. The answer is- Maybe. If you have Section 7- Loss Damage …
Happy Thanksgiving
As we approach the Thanksgiving holiday, I have been thinking about how special Guardsman Insurance is to me, and reflecting on the things in life I am most thankful for – and I am especially grateful for all of you. I am especially thankful for our clients who constantly motivate and challenge us to continually meet and exceed expectations. Our …
Driving Tips for a Canadian Winter
Winter driving can sometimes be intimidating, especially when conditions are snowy or icy. If road conditions are dangerous, consider making alternate travel arrangements or postponing your trip until conditions improve. Follow these steps to help keep yourself safe and collision-free during the winter driving season. Step 1: Make sure that your vehicle is prepared for winter driving. Winter tires are a good …
5 Myths About Car Insurance
There’s a lot to consider when you are shopping for your car insurance, and everyone has advice and information they are happy to share. In the end, there can be a lot of noise that adds to frustration and confusion. Here are five common myths about car insurance that we run into the most often. “New cars are more expensive …
Do I Need to List You?
One of the most common auto insurance questions brokers receive is a client asking if they need to list a driver on their policy. The answer is fairly straightforward. Inform your broker of the following: All licensed drivers living in the household The actual owner of the vehicle (if the parent owns the vehicle but the child is the driver) …