Home Insurance
Your Home is Important
Home insurance coverage protects you from the hazards that most homeowners face—everything from fire to theft, a broken pipe to accidents on your property. When a loss occurs, you will file a claim with your insurance carrier and receive payment for the expenses, minus any outstanding deductible amounts. Additionally, home insurance coverage includes personal liability protections, safeguarding you from situations that could lead to lawsuits. For example, if someone slips and falls in your home or is injured on your property, you could be held responsible.
You may also need home insurance coverage to protect against potential costs for:
- Storm damage, fire, windstorm, lightning, and hail, to name a few
- Dog bite liability (standard liability may not suffice if your dog injures someone, so consider your pets carefully)
- Manufactured home coverage
- Trampoline or swimming pool liability insurance
- Wind damage, sinkholes
- Overland water damage
- Sewer or septic backups
- Replacement cost for personal property
- Umbrella liability insurance
At Guardsman Insurance Services Inc., we have multiple locations to serve you better, including Bancroft, Brockville, Kingston, and Ottawa. Reach out to any of these locations to explore your home insurance coverage options and protect the things that are most important to you.
When you consult with an independent insurance agent like Guardsman Insurance Services Inc., you can explore all your options for home insurance coverage and protect the things that matter most to you.
Your home is more than just a building—it’s where life happens. At Guardsman Insurance, we provide home insurance coverage that helps protect what matters most to you. As a family-owned Canadian brokerage, we understand the unique needs of Ontario homeowners and take pride in offering personalized solutions backed by clear, honest guidance. When you’re looking for dependable home insurance in Kingston and beyond, we’re here to help every step of the way.
What Our Home Insurance Coverage Includes
We work closely with you to tailor home insurance coverage that fits your property, lifestyle, and budget. Coverage options typically include protection for your home’s structure, personal belongings, and liability, along with additional living expenses if your home becomes temporarily uninhabitable. We explain your options in plain language, so you always know what you’re paying for and why it matters.
Why Choose Guardsman Insurance Services
We believe insurance should feel personal, not confusing. Our team takes the time to understand your situation and match you with coverage that makes sense for your home and long-term goals. As a trusted local brokerage serving Ontario, we maintain strong relationships with top insurance providers to offer flexible choices and competitive pricing. Many of our clients also choose to bundle their policies—learn more about your options by exploring our auto insurance solutions for added convenience and potential savings.
Local Expertise You Can Rely On
Homes in Kingston and surrounding communities face a range of risks, from seasonal weather changes to unexpected accidents. That’s why our approach to home insurance coverage focuses on real-world protection, not one-size-fits-all policies. We stay accessible, responsive, and committed to helping you adjust your coverage as your needs change over time.
Get a Personalized Quote Today
We make it easy to get started with reliable home insurance. If you’re buying a new home, reviewing an existing policy, or simply want clearer coverage, our team is ready to help. Reach out to Guardsman Insurance Services today to request a personalized quote and experience friendly, local service you can trust.
TOGETHER WE'LL HELP MAKE YOU STRONGER
We pride ourselves in being your neighbour. When you call to discuss your home insurance needs, you will speak to someone who cares and understands your individual needs.
Coverage For What Matters
You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for.
While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. Investigate what you are offered carefully, and consider a relationship with a reliable guide.
Home & Property
Townhouses
Condos
Tenants
Mobile Homes
Secondary Homes
Frequently Asked Questions
Have A Question?
Did we miss something? We're here to help and have a team of friendly people, from your neighbourhood, on hand to answer your questions. You can either call us or send us a message using the form.
We have 5 locations! Find one near you.
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