HOME INSURANCE

Home insurance coverage protects you from the hazards that most homeowners face—everything from fire to theft, a broken pipe to accidents on your property. When a loss occurs, you will file a claim with your insurance carrier and receive payment for the expenses, minus any outstanding deductible amounts. Additionally, home insurance coverage includes personal liability protections, safeguarding you from situations that could lead to lawsuits. For example, if someone slips and falls in your home or is injured on your property, you could be held responsible.

You may also need home insurance coverage to protect against potential costs for:

• Storm damage, fire, windstorm, lightning, and hail, to name a few
• Dog bite liability (standard liability may not suffice if your dog injures someone, so consider your pets carefully)
• Manufactured home coverage
• Trampoline or swimming pool liability insurance
• Wind damage, sinkholes
• Overland water damage
• Sewer or septic backups
• Replacement cost for personal property
• Umbrella liability insurance

 At Guardsman Insurance Services Inc., we have multiple locations to serve you better, including Bancroft, Brockville, Kingston, Ottawa, and Ottawa East. Reach out to any of these locations to explore your home insurance coverage options and protect the things that are most important to you.

When you consult with an independent insurance agent like Guardsman Insurance Services Inc., you can explore all your options for home insurance coverage and protect the things that matter most to you.

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for.

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you. Investigate what you are offered carefully, and consider a relationship with a reliable guide.

Did we miss something? We're here to help and have a team of friendly people, from your neighbourhood, on hand to answer your questions. You can either call us or send us a message using the form.

We have 5 locations! Find one near you.